:root {
  --rvp-bg: #004E89;
  --rvp-bg2: #003560;
  --rvp-text: #ffffff;
  --rvp-muted: #B0C4DE;
  --rvp-primary: #FF6B35;
  --rvp-primaryLight: #FF8C5A;
  --rvp-border: 1px solid rgba(255,255,255,.12);
  --rvp-shadow: 0 20px 60px rgba(0,0,0,.35);
  --rvp-radius: 22px;
  --rvp-container: min(1180px, calc(100% - 32px));

  /* Light layer (Premium) */
  --pf-bg: #F6FAFF;
  --pf-surface: rgba(255,255,255,.85);
  --pf-border: 1px solid rgba(0,0,0,.08);
  --pf-shadow: 0 18px 50px rgba(0,0,0,.10);
  --pf-text: #0B1220;
  --pf-muted: rgba(11,18,32,.70);

  /* Reactive */
  --mx: 0px;
  --my: 0px;
}

.pricingFactors {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(60% 55% at 10% 0%, rgba(255,107,53,.18), rgba(246,250,255,0) 60%),
    radial-gradient(55% 55% at 95% 15%, rgba(0,78,137,.14), rgba(246,250,255,0) 55%),
    linear-gradient(180deg, var(--pf-bg), #FFFFFF);
  padding: clamp(48px, 6vw, 96px) 0;
  color: var(--pf-text);
}

/* Light reactive blobs (performance-friendly) */
.pricingFactors__bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  opacity: .9;
}
.pricingFactors__blob {
  position: absolute;
  width: 520px;
  height: 520px;
  border-radius: 999px;
  filter: blur(28px);
  transform: translate3d(calc(var(--mx) * .25), calc(var(--my) * .25), 0);
  will-change: transform;
  opacity: .55;
  animation: pfFloat 10s ease-in-out infinite;
}
.pricingFactors__blob--1 {
  left: -180px;
  top: -200px;
  background: radial-gradient(circle at 30% 30%, rgba(0,78,137,.22), rgba(0,78,137,0) 60%);
}
.pricingFactors__blob--2 {
  right: -220px;
  top: 40px;
  background: radial-gradient(circle at 35% 35%, rgba(255,107,53,.20), rgba(255,107,53,0) 60%);
  animation-duration: 12s;
}
.pricingFactors__blob--3 {
  left: 25%;
  bottom: -260px;
  background: radial-gradient(circle at 35% 35%, rgba(255,140,90,.18), rgba(255,140,90,0) 62%);
  animation-duration: 11s;
}
@keyframes pfFloat{
  0%,100%{ transform: translate3d(calc(var(--mx) * .25), calc(var(--my) * .25), 0) scale(1); }
  50%{ transform: translate3d(calc(var(--mx) * .35), calc(var(--my) * .35), 0) scale(1.05); }
}

.pricingFactors__wrap {
  position: relative;
  width: var(--rvp-container);
  margin-inline: auto;
}

.pricingFactors__head {
  max-width: 860px;
  margin-bottom: clamp(18px, 3vw, 34px);
}

.pricingFactors__kicker {
  margin: 0 0 10px;
  display: inline-flex;
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid rgba(0,78,137,.16);
  background: rgba(255,255,255,.75);
  color: rgba(0,53,96,.92);
  font-size: 13px;
  font-weight: 900;
}

.pricingFactors__title {
  margin: 0 0 10px;
  font-size: clamp(24px, 3.1vw, 44px);
  line-height: 1.12;
  text-wrap: balance;
  color: #003560;
}

.pricingFactors__lead {
  margin: 0;
  color: var(--pf-muted);
  font-size: clamp(14px, 1.15vw, 17px);
  line-height: 1.75;
  max-width: 72ch;
}

/* Main layout */
.pricingFactors__grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 14px;
  align-items: stretch;
}

/* Left: factors */
.pricingFactors__panel {
  border-radius: var(--rvp-radius);
  border: var(--pf-border);
  background: var(--pf-surface);
  box-shadow: var(--pf-shadow);
  padding: 16px;
  position: relative;
  overflow: hidden;
}

.pricingFactors__panel::before{
  content:"";
  position:absolute;
  inset:-40%;
  background:
    radial-gradient(closest-side at 30% 30%, rgba(0,78,137,.10), rgba(0,78,137,0) 62%),
    radial-gradient(closest-side at 75% 60%, rgba(255,107,53,.12), rgba(255,107,53,0) 62%);
  opacity:.8;
  pointer-events:none;
}

.pricingFactors__list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 10px;
  position: relative;
}

.pricingFactors__item {
  display: grid;
  grid-template-columns: 44px 1fr;
  gap: 10px;
  padding: 12px;
  border-radius: 18px;
  border: 1px solid rgba(0,0,0,.08);
  background: rgba(255,255,255,.80);
  transition: transform 160ms ease, border-color 220ms ease, box-shadow 220ms ease;
  cursor: default;
}

.pricingFactors__item:hover{
  transform: translateY(-2px);
  border-color: rgba(0,78,137,.18);
  box-shadow: 0 16px 40px rgba(0,0,0,.10);
}

.pricingFactors__icon {
  width: 44px;
  height: 44px;
  border-radius: 16px;
  display: grid;
  place-items: center;
  background: linear-gradient(180deg, rgba(0,78,137,.14), rgba(0,78,137,.06));
  border: 1px solid rgba(0,78,137,.18);
  color: #003560;
}
.pricingFactors__icon svg { width: 22px; height: 22px; }

.pricingFactors__item strong {
  display: block;
  color: #003560;
  margin-bottom: 3px;
  font-size: 14px;
}
.pricingFactors__item span {
  display: block;
  color: rgba(11,18,32,.70);
  font-size: 13px;
  line-height: 1.55;
}

/* Right: estimator card */
.pricingFactors__side {
  border-radius: var(--rvp-radius);
  border: 1px solid rgba(0,78,137,.18);
  background:
    radial-gradient(60% 60% at 20% 0%, rgba(255,107,53,.18), rgba(255,255,255,0) 62%),
    linear-gradient(180deg, rgba(0,78,137,.08), rgba(255,255,255,.75));
  box-shadow: var(--pf-shadow);
  padding: 16px;
  position: relative;
  overflow: hidden;
}

.pricingFactors__sideTitle{
  margin: 0 0 10px;
  font-size: 16px;
  color: #003560;
}

.pricingFactors__mini {
  display: grid;
  gap: 10px;
}

.pricingFactors__field {
  display: grid;
  gap: 6px;
}

.pricingFactors__field label{
  font-size: 12px;
  font-weight: 900;
  color: rgba(0,53,96,.90);
}

.pricingFactors__field input,
.pricingFactors__field select,
.pricingFactors__field textarea{
  width: 100%;
  border-radius: 14px;
  border: 1px solid rgba(0,0,0,.10);
  background: rgba(255,255,255,.90);
  padding: 12px 12px;
  font-size: 13px;
  outline: none;
}
.pricingFactors__field textarea{ min-height: 92px; resize: vertical; }

.pricingFactors__actions{
  display:flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 6px;
}

.pfBtn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 12px 14px;
  border-radius: 14px;
  text-decoration:none;
  font-weight: 950;
  font-size: 13px;
  transition: transform 150ms ease, box-shadow 220ms ease, background 220ms ease, border-color 220ms ease;
}
.pfBtn:active{ transform: scale(.985); }

.pfBtn--primary{
  color: #ffffff;
  background: linear-gradient(180deg, var(--rvp-primaryLight), var(--rvp-primary));
  box-shadow: 0 16px 44px rgba(255,107,53,.22);
}
.pfBtn--ghost{
  color: #003560;
  background: rgba(255,255,255,.88);
  border: 1px solid rgba(0,78,137,.18);
}

/* Note */
.pricingFactors__note{
  margin-top: 10px;
  border-radius: 18px;
  border: 1px dashed rgba(0,78,137,.22);
  background: rgba(255,255,255,.75);
  padding: 12px;
  color: rgba(11,18,32,.72);
  font-size: 13px;
  line-height: 1.6;
}

/* Reveal */
[data-pf-reveal]{
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 520ms ease, transform 520ms ease;
  will-change: opacity, transform;
}
.is-pf-revealed[data-pf-reveal]{
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 980px){
  .pricingFactors__grid{ grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce){
  .pricingFactors__blob{ animation:none !important; }
  [data-pf-reveal]{ opacity:1 !important; transform:none !important; transition:none !important; }
}